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Payments and Protection

Liens, permits, scams and disputes.

A two-story suburban house with dormer windows and a landscaped front yard

Mechanic’s Liens: How to Avoid Paying Twice

Mano Dienste Home Desk Payments and Protection

How subcontractors and suppliers can put a lien on your home even after you've paid your contractor, and how lien waivers and good records protect you.

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An old metal doorbell button on a weathered blue wooden door

Door-to-Door Repair Scams After Storms

Mano Dienste Home Desk Payments and Protection

How home repair scams work after storms and disasters, the warning signs the FTC and FEMA describe, what to do before signing, and where to report fraud.

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A painter in overalls scratching his head while looking at a yellow and white striped wall

When a Contractor Job Goes Wrong

Mano Dienste Home Desk Payments and Protection

What to do when a contractor does poor work or vanishes: records, written demands, licensing boards, recovery funds, card disputes and small claims court.

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A man in a hard hat holding rolled plans and looking at a house under construction

Do You Need a Building Permit?

Mano Dienste Home Desk Payments and Protection

Which home projects usually need a permit, who should pull it, how inspections work, and the trouble unpermitted work causes when selling or insuring.

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Hire with confidence

Checklists and plain-English rules for hiring contractors, movers and household help in the U.S.

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  • Hiring Contractors (4)
  • Movers and Home Help (2)
  • Payments and Protection (4)

New guides

  • Mechanic’s Liens: How to Avoid Paying Twice
  • Paying a Nanny or Housekeeper: The Tax Rules
  • Door-to-Door Repair Scams After Storms
  • Hiring Movers for an Interstate Move
  • How to Hire a Contractor Without Regrets
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